The Point out Community Enhancement Funding Benchmark steps the greenback volume of Neighborhood enhancement loans and Neighborhood enhancement investments that reward or provide all or Element of a Condition for all massive depository institutions as compared to deposits situated in the Condition for all massive depository institutions, calculated pursuant to paragraph II.e of appendix B to this section.
When making use of efficiency assessments and strategic ideas pursuant to paragraph (a) of the section, and when analyzing irrespective of whether to approve a strategic system pursuant to § 228.
The Board will get these remarks into account in reference to the lender's following scheduled CRA evaluation.
If your Board gets a community remark before the close date of a bank's CRA examination, the general public comment are going to be thought of in reference to that CRA assessment.
) A summary of the geographic spots served with the Neighborhood advancement loan or Local community improvement expense, specifying any county, State, multistate MSA, or nationwide region served; and
The Board may possibly adjust a small bank rating from “Satisfactory” to “Exceptional” within the institution stage where by the lender requests and gets added consideration for the following activities, with out regard to if the action is in one or more on the financial institution's facility-based assessment regions, as relevant:
indicates a bank's loans in one of the next, individual categories in a selected Retail Lending Check Area:
Pursuant to § 228.21, the Local community Progress Financing Check evaluates the bank's record of helping to satisfy the credit rating demands of its total Neighborhood as a result of Local community advancement loans and Group development investments (
(e) Facts on community enhancement loans and Neighborhood progress investments by a consortium or possibly a 3rd party.
For those who have concerns for that Company that issued the current document be sure to Get in touch with the company straight.
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In case you have thoughts for your Company that issued The existing doc you should Get hold of the click here company specifically.
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A lender should retain a general public file, in either paper or digital structure, that includes the next information and facts: